Agnes Macphail Biography

Agnes Macphail Biography About Agnes Macphail: Agnes Macphail was the first Canadian woman to be a member of parliament, and one of the first two women elected to the Legislative Assembly of Ontario. Considered a feminist in her time, Agnes Macphail supported issues like prison reform, disarmament, international cooperation and old age pensions. Agnes Macphail also founded the Elizabeth Fry Society of Canada, a group working with and for women in the justice system. Birth: March 24, 1890 in Proton Township, Grey County, Ontario Death: February 13, 1954 in Toronto, Ontario Education: Teachers college - Stratford, Ontario Profession: Teacher and columnist Political Parties: Progressive PartyCo-operative Commonwealth Federation (CCF) Federal Ridings (Electoral Districts): Grey South EastGrey Bruce Provincial Riding (Electoral District): York East Political Career of Agnes Macphail: Agnes Macphail was elected to the House of Commons in 1921, in the first Canadian federal election in which women had the vote or could run for office. Agnes Macphail was the first woman to be elected to the House of Commons.Agnes Macphail was the first woman appointed as a member of a Canadian delegation to the League of Nations, where she was an active member of the World Disarmament Committee.Agnes Macphail became the first president of the Ontario CCF when it was established in 1932.Agnes Macphail was a major influence in the establishment of the Archambault Commission on prison reform in 1935.She was defeated in the 1940 general election.Agnes Macphail wrote a column on agriculture issues for the Globe and Mail.She was first elected to the Ontario Legislative Assembly in 1943, becoming one of the two first women to be elected to the Legislative Assembly of Ontario.She was defeated in the Ontario election in 1945.Agnes Macphail was re-elected to the Ontario Legislative Assembly i n 1948. Agnes Macphail contributed to the adoption of Ontarios first equal pay legislation in 1951.

sports and aggressive behavior essays

sports and aggressive behavior essays Sport and aggressive behavior, Do sports create aggressive behavior, or simply attract people who are already aggressive? Aggression and sport have gone together as long as sports have been around, be it the players themselves, to the parents, coaches, or spectators, they just seem to be an inseparable part of each other. The term violence is defined as physical assault based on total disregard for the well being of self and others, or the intent to injure another person ( 2. Coakley). Intimidation usually does not cause physical harm, but often is designed to produce psychological consequences, enabling one person to physically over power or dominate another. These statements as defined by the author, Jay J. Coakley, is what people today have made a must part on sport. Pleasure and participation sports absolutely cannot be grouped with power and performance sports when in relation to aggression.Pleasure sports are simply played for pleasure. Score is usually not kept. The athletes p articipating are usually on occasion doing it for fun and exercise. A majority of athletes who have been playing sports since they were little, have probably been pounded into their heads that to be successful in sport, you need to be aggressive, and at some times, unnecessary. Also that to get what you want, you have to go at it with all force. Not that this is wrong but, this attitude in today's society has been a major problem factor to the athletes when they get older, to get into trouble with the law. Those long-term effects of so called discipline, patterns develops these destructive behaviors. (9. Montague) Although some people are still in belief that aggressive behaviors in all forms, are grounded into instincts, but they also relate these actions to sports. Their parents played, who were known for their aggressive behavior, so the child feels that they have to live up to that expectation.( 6. Storr) Athletes do have to be aggressive to a point, ...

Financial markets Essay Example | Topics and Well Written Essays - 750 words

Financial markets - Essay Example Financial markets form one of the financial systems that perform an important economic function by providing a channel of funds from the savers to the spenders or the borrowers that contribute to the economic efficiency. Savers use less money than the incomes while the borrowers wish to sped use more money than their income, which ensures that borrower who want to investor is able to undertake out an investment despite less income by selling bonds to the savers (Mishkin, 2012). The financial market is closely regulated promoting safety in the fund channeling from the savers to the borrowers encouraging a large number of institutions to the markets because they feel secure increasing efficiency in the financial markets. Consequently, increased security in the financial markets translates to the overall economic efficiency. Additionally, financial markets improve consumers’ well-being because it allows them to schedule and time purchases better, which contribute towards the overall economy efficiency in a country and from a global perspective. i. Capital markets trade long term securities in which the institutions as well as the individuals trade financial securities (Bacha & Mirakhor, 2013). The capital markets ensure that financial resources are equally distributed across Qatar. They include A number of securities are traded in the Qatar’s financial markets including Sukuk or Islamic bonds, shares/common stock, commodities, derivatives, and currencies. Islamic bonds are bonds that are not meant to for conventional interests, but help in the development of innovative assets that comply with Islamic law. Oil and gas are the main commodities in the Qatar’s commodity market. b) Diversified and broad platform of investment: Financial markets such as stock exchange offer a wider investment opportunity that lead to the economic development in Qatar. Various companies offer diversified types of securities; hence,

SOCIOLINGUISTICS- LABOV AND PENELOPE ECKERT Essay

SOCIOLINGUISTICS- LABOV AND PENELOPE ECKERT - Essay Example In developing a greater understanding of these processes of sociolinguistic investigation, this essay examines and compares the methodological assumptions and conclusions within the theorists’ Martha’s Vineyard and Jocks and Burnouts studies. William Labov’s seminal Martha’s Vineyard study incorporates direct linguistic observation with past recorded linguistic accounts to analyze the patterns of linguistic change among the island inhabitants of Martha’s Vineyard, Dukes County, Massachusetts. Labov identifies one of the key benefits of the study being the secluded nature of the island, and notes how this isolation is effective when formulating viable sociolinguistic analysis. While the island is sufficiently secluded, it also â€Å"has enough social and geographic complexity to provide ample room for differentiation of linguistic behavior (Labov 4).† Labov offers a description of the island and which elements of it will be included in the study, disregarding the nearly 42,000 tourists, as their transitory nature excludes them from contributing viable sociolinguistic data to the specific study. As a result of its physical seclusion and conscious resistance to mainland Boston cultural standards, Martha’s Vineyard is understood to have retained significant features of English indicative of pre-1800 New England. Labov argues that the most prominent feature that has been retained â€Å"is the retention of final and preconsonantal /r/. New England short /o/ is still well represented among the older speakers (Labov 7).† However, he indicates that such analysis of static English morphology is not the essential concern, and that instead the study will focus on the sociolinguistic determination of change and linguistic variation throughout the island. In addressing the factors associated with the determination of the study’s linguistic

Corporate Finance Essay Example for Free

Corporate Finance Essay 1. Set forth and compare the business cases for each of the two projections under consideration by Emily Harris. Which do you regard as more compelling? Productions was New Heritage ´s largest division as measured by total assets, and easily its most asset-Intensive. Approximately 75 % of the division ´s sales were made to the company ´s retailing division, with the remaining 25% comprising private label goods manufactured for other firms. The division revenue figures include approximately $95 million of internal sales within divisions which are eliminated when considering consolidated revenue for the company. We must look closer on the financial projections and the operating details for the two proposals. By looking we can see a big difference in Revenue growth. We realize that Design your own doll can handle much more additional annual revenue according to the resources in the balance sheet. According to the outlays the initial expenditures for Design Your Own Dolls is much higher than Match my Doll Clothing. As with Match my Doll Clothing the required RD and marketing costs would be tax deductible. EBIT is a good gauge of how well those two companies is being managed. It is watched closely by all stakeholders, because it measures both overall demand for the company ´s products and the company ´s efficiency in delivering those products. The operating projections tell us that Design Your Own Doll has gained more in operating profits. Substantial investment in working capital (primarily work in process inventory of partially manufactured dolls) would be required beginning in 2011 for Match My Doll Clothing to support the forecasted level of sales. The value of a risky alternative to the decision maker may be different than the expected value of the alternative because of the risk that the alternative poses of serious losses. The concept of the certainty equivalent is useful for such situation. Factors considered in the assessment of a project ´s risk for Emily Harris included, for example, whether it required new consumer acceptance or new technology, high levels of fixed costs and hence high breakeven production volumes, the sensitivity of price or volume to macroeconomic recession, the anticipated degree of price competition, and so forth. Given the proven success of Match My Doll Clothing, Harris believed the project entailed moderate risk that is, about the same degree of risk as the production division ´s existing business as a whole. Design Your Own Doll had a relatively long payback period, introduced some untested elements into the manufacturing process, and depended on near-flawless operation of new customer-facing software and user interfaces. If the project stumbled for some reason, New Heritage risked damaging relationships with the best customers. On the other hand, the project had a relatively modest fixed cost ratio, and it played to the company ´s key strength – creating a unique experience for its consumers. The cash flows excluded all financing charges and non-cash items (i.e. depreciation), and were calculated on an after-corporate-tax basis. The New Heritage’s corporate tax rate is 40%. We think that the Design Your Own Doll project is more compelling. 2. Use the operating projections for each project to compute a NPV for each. Which project creates more value? (Please find the calculations in the attachment)  NPV calculations include a terminal value computed as the value of a perpetuity growing at constant rate. We computed Free Cash Flows (FCF) to find out the actual amount of cash from operations that the company could use in developing its new projects. We calculated the terminal value for 2020 as projected FCF in the first year beyond the projection horizon divided by discount rate of 8.4% less the perpetuity growth rate, which in this case was 3%. According to our calculations the MMDM’s terminal value in 2020 is 16,346,000 and DYOD’s is 27,486,000. Based on the our calculation the NPV of the Match My Doll Clothing project is $7,151,000 ( and the NPV of the Design Your Own Doll project is $9,257,000 . In both cases the NPV is greater than zero but NPV of project 2 is greater than NPV of project 1, therefore project number 2 should be selected. | | | | | | | | | | | | NPV calculations for Design Your Own Doll| | | | | | | | | | | | | | | | | | | | | | | 2010| 2011| 2012| 2013| 2014| 2015| 2016| 2017| 2018| 2019| 2020| EBIT | -1201,00| 0,00| 550,00| 1794,00| 2724,00| 2779,00| 2946,00| 3123,00| 3310,00| 3509,00| 3719,00| Tax @ 40% | -480,40| 0,00| 220,00| 717,60| 1089,60| 1111,60| 1178,40| 1249,20| 1324,00| 1403,60| 1487,60| | | | | | | | | | | | | Net Income | -720,60| 0,00| 330,00| 1076,40| 1634,40| 1667,40| 1767,60| 1873,80| 1986,00| 2105,40| 2231,40| plus: depreciation | 0,00| 0,00| 310,00| 310,00| 310,00| 436,00| 462,00| 490,00| 520,00| 551,00| 584,00| less: ΔNWC | 0,00| 1000,00| 24,00| 1386,00| 942,00| 202,00| 213,00| 226,00| 240,00| 254,00| 269,00| less: capital expenditures | 4610,00| 0,00| 310,00| 310,00| 2192,00| 826,00| 875,00| 928,00| 983,00| 1043,00| 1105,00| | | | | | | | | | | | | Free Cash Flow (FCF) | -5330,60| -1000,00| 306,00| -309,60| -1189,60| 1075,40| 1141,60| 1209,80| 1283,00| 1359,40| 1441,40| terminal value | 0,00| 0,00| 0,00| 0,00| 0,00| 0,00| 0,00| 0,00| 0,00| 0,00| 27486,00| FCF after terminal value | -5330,60| -1000,00| 306,00| -309,60| -1189,60| 1075,40| 1141,60| 1209,80| 1283,00| 1359,40| 28927,40| | | | | | | | | | | | | Discount factor (DF=8,4%) | 1,00| 0,92| 0,85| 0,79| 0,72| 0,67| 0,62| 0,57| 0,52| 0,48| 0,45| | | | | | | | | | | | | Present Value (PV) | -5330,60| -922,20| 260,41| -243,07| -861,51| 718,47| 703,57| 687,77| 672,93| 657,81| 12913,19| | | | | | | | | | | | | Cumulative Present Value| 14587,38| | | | | | | | | | | Net present value (NPV)| 9256,78| | | | | | | | | | | 3. Compute the IRR and payback period for each project. How should these metrics affect Harris ´s deliberations? How do they compare to NPV as tools for evaluating projects? When and how would you use each? IRR Analysis Table – IRR Sensitivity Analysis | Revenue Change | Match My Doll Clothing Line | Design Your Own Doll (baseline) 3% | 18.24% | 14.68% | 2% | 17.74% | 14.28% | 1% | 17.24% | 13.87% | 0% | 16.74% | 13.46% | -1% | 16.23% | 13.04% | -2% | 15.72% | 12.62% | -3% | 15.21% | 12.19% | -4% | 14.69% | 11.77% | -5% | 14.16% | 11.33% | -6% | 13.63% | 10.90% | The model reflects a change in revenue from +3% to -6%. IRR of NPV is not used because sensitivity is included in the discount rate. Payback Period Analysis Payback period for each of the scenarios: * Match My Doll Clothing Line Expansion (baseline) = 8.43 years * Design Your Own Doll (baseline) = 10.09 years 4. What additional information does Harris need to complete her analyses and compare the two projects? What specific questions should she ask each of the project sponsors? In order to complete her analyses, several questions need to be asked in order for the report to be as fruitful as possible. Thus the questions that could be asked in order for Harris to make good decisions in comparing the two projects, goes as follows. * What changes would be expected in capital expenditures during periods of change? * Are there any hidden labor costs not being considered in the Match My Doll Clothing Line Expansion, similar to the additional labor costs in Design Your Own Doll? * What level of risk does the project Design Your Own Doll pertains? In hand with revenue-analysis, what are the incremental earnings? * In addition to the risk level of Design Your Own Doll, is the project stable enough not to harm customer relationships? * What is the forecast for the whole industry? What will be the future market share since this affects sales outstanding and in hand revenue? * Based on the data, what will the equity of the company and share price be, taking into account the two projects? Historical data for inventory turnover ratios; days sales outstanding and days payable outstanding would also be additional information that Harris could benefit from. 5. If Harris is forced to recommend one project over the other, which should be recommended? Why? To improve the present value for both projects the  management of the company should think of how to improve the projects’ cash flows. Typically, companies aim to increase cash flow from their existing operations by collecting receivables as soon as possible and slowing down their payables without harming their relations with suppliers. The NPV is a forecast, and as with every forecast, the outcome is not given. Typically forecasts for shorter periods are more accurate. The forecast for New Heritage Company is based on a time period of 10 years. I would recommend reducing that time period to provide more accurate cash flow figures. As with all forecasts, the NVP is not free from risks. The management should be aware that risks such as increase in inflation, change in interest rates, and increased competition in the toys business, could have a negative impact on future benefits of selected project. Last, I would recommend for the management to monitor the costs to increase profits. However, the management should weigh the benefits of reducing costs to avoid an adverse effect of diminished profits. If additional cash inflows are achieved, the company should invest a portion of the profits to generate additional money and expand the business through creation of new products and projects.

Trifles :: essays research papers

Characters Mrs. Peters Mrs. Hale Mrs. Wright Sheriff Peters Scene: Mrs. Hale and Mrs. Peters bringing Mrs. Wright her personal belongings. Time Period of the Play Mrs. Hale: Minnie how yer’ holding up? Mrs. Wright: Alright I guess, how is my fruit? Mrs. Peters: (nervously digging in her bag) Oh they are just fine, here we brought you one of you jars of cherries. Mrs. Hale: Minnie (in a low tense manner), Mrs. Peters and I thought it was a good idea to bring some of the quilt boxes you were piecing together, you know to keep your mind off all this for a while, but as we gathered your sewing material we found-we found†¦ Mrs. Peters: This (pulling the dead bird from Mrs. Hale’s bag) poor dead bird! Mrs. Wright: (Oblivious to the dead bird) Ah, my fruit! My apron, where is my apron? Mrs. Hale: (In an elevated voice) The bird Minnie, what happened to the bird? Mrs. Wright: (Raising a brow) The bird died, died like Mr. Wright. (Shivering) I’m cold and I just want to go back home. Mrs. Peters: Mrs. Wright it will all be over soon, just tell the Sheriff everything that happened and you’ll be home in two shakes of a lambs tale. Mrs. Wright: There is nothing to tell I was asleep and when I awoke he was just lying there, dead. Mrs. Hale: Minnie there is no evidence of someone breaking into the house. Mrs. Wright: I’m a heavy sleeper. Mrs. Peters: (Looking down at the dead bird) Mrs. Wright this bird has had the life choked out of him, if I were to show this to Mr. Peters they’ll be sure to find you guilty. Mrs. Wright: Guilty of what? I did everything for Mr. Wright, I loved him with all my heart, and I tried to give him children without any luck. (With tears in her eyes) He would beat me and ravage me. I still loved him. That bird was like my child, it brought me joy. We would sing together that little bird and I. Mrs. Hale: (With a look of disgust) Minnie, if I would have†¦ Mrs. Wright: One night he was angry with me because I hadn’t cleaned, he pulled the bird out of his cage and- and (starting to cry) twisted its little neck. He said that women need to be disciplined and he pulled me into our room and ravaged my body (she then opened her blouse revealing bruises upon bruises).

Meditation Worksheet

Directions: Locate two resources on the Internet that explain meditation techniques. Copy and paste the Web address into the top of the matrix. After reviewing the Web site, provide a brief summary for each source. Below your summary, list two interesting facts you learned from each site. Try the techniques you located in your Internet search. Provide a brief description of what happened in your experience. Summary of resource:Meditation is a form of stress management that will allow our mind to experience an oasis of peace and love within our heart and mind. Meditation gave me back control over my life so that no matter what was happening externally whether it was positive or negative I could still develop control over my thoughts and thus control the emotions and feeling in my mind. NO one can control eradicate adversity in life but you can master the way you respond in regards to your thinking processes. Take control now master your mind through one of the meditation techniques and you will forever be able to be the peaceful beacon in the eye of the storm of any adversity. The basis for attaining an experience in raja yoga meditation in to understand the self and the mind. The human mind is the most creative, powerful and wonderful â€Å"instrument† we possess. Using this energy called mind we have been able to search the deepest oceans, send humans to the moon and scan the molecular fabric of the building blocks of nature. But have we found our true self? We have become the most educated and civilized society in our history, but are we civil towards each other? The soul has three main faculties; the mind or consciousness, the intellect and the subconscious. by the Brahma Kumaris Raja Yoga meditation organization. Two interesting Facts: So what I have read and learned of meditation is it is a way to lift up all bad energy from one’s body and it is a way to lower ones stress level to a normal level. It is a way to make one’s mind a peaceful place and in hopes of treating others like they are human too. Not only that, but most meditations help heal the body as well. Meditation allows one’s mind to open up to a peaceful place and it allows the stress to flow right out and it does have the power to heal the mind and soul. This in turns makes you feel loving and peaceful to other around you. That is what I got out of reading the facts I found. So my understanding of this particular meditation is more focused on ones three main faculties the mind or consciousness, the intellect and the subconscious. This meditation helps the mind and the other one is more for your body and mind. What intrigues me the most about this Raja meditation is that it is ran by women. Did you know that Raja meditation is what we have discussed in our class? It talks about the brain in how it is the power of our bodies. It also talks about the conscious mind and they talk about how feelings and emotions form in accordance with the montage of thoughts flowing in the mind. Therefore our state of mind at any given moment is determined by the thoughts in our consciousness, and also with the feelings that we associate with those thoughts. What happened after you tried each technique?Well, I felt like a weight had been lifted off of my mind and body. I am able to think more clearly and see everything around me as an equal. I tried this after my daughter spit grape juice all over my floor and I found myself not being so angry about it, but now I look at it as that she is a one year old who does not know any better and I am not as mad as I was at the beginning. I like the Raja meditation because it deals with our minds. When I tried this technique I found myself in a nicer state of mind. I was able to think clearly and I was able to appreciate life a little more than I did before. I was able to focus better on my homework while drowning out the extra noise around me. With both techniques I was more pleasant to be around and I was less moody. 1.Do you think meditation leads to heightened sensation and perception? Explain why or why not. Oh yes I do think it does lead to heightened sensations because when you allow your mind to open up to a different place you can actually feel it. Say you do the first meditation that I have tried. It takes your mind to any place you want to go. So when you get there you can feel the warm breeze on your face and smell the ocean air. You are able to hear the waves crashing on the rocks and sand and hear the gulls flying around in the sky. You can actually see the blue skies and the few white puffy clouds. It is amazing where one’s mind can take you. 2.Have you considered integrating meditation into your own lifestyle? If so, list one strategy for fitting meditation into your schedule. If not, explain why. Yes I have once brought meditation in my life when I was in high school. I think I need to bring it back to my life now because it has been so stressful and depressing. I plan to put in when I get up and when I go to bed. If for some reason I need it during the day I will find a quiet place to meditate for 15 minutes then I will go back to what I was doing with an open mind. There really is no reason why I cannot put a little me time in the day. I think everyone should be able to at least do some meditation in their day. Who knows maybe it might make the world a better place if they meditate.